Apply Online Now

Quick online
loan enquiry.

We find the best deal from hundreds of loan options at no cost to you!

Get started online in just 3 mins!

Quick & Easy to complete

Limited info required to start

We’ll find your best loan

Our expert team of Mortgage Brokers are ready to assist you to:

Compare all loans options

Find your best solution

Get your loan approved

Loan Approved. Simple

We'd love to help you!

Tell us a bit about yourself and the loan you’d like us to find for you. We’ll do some research and get back to you with some options within 24 hours (business days only).

Thankyou. We just need a few more details to get started on your enquiry.

About the loan:

These are the last few questions.

A little about the borrowers:


Thank you for submitting
your enquiry.

We’ll do some research and get back to you with some options within 24 hours (business days only).

Oops! Something went wrong while submitting the form.

Plot twist: Millennials are Australia’s most active property investors

Posted By
Home Loans
April 2024
April 2024

When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for property investment.

Investors are continuing to flock to the property market, with the Australian Bureau of Statistics saying the volume of new investor loans in February was 21.5% higher compared to a year ago.

Investment loans now make up over half of the growth in new loans over the past year.

But in an unexpected twist, it isn’t older generations of Aussies who are leading the charge to buy rental properties.

Younger investors flex their muscles

New data from the Commonwealth Bank shows Millennials (those born between 1981 and 1996) accounted for almost half (46%) of the bank’s new property investors in 2023.

And almost one in three of those buyers purchased an investment property on their own, without the help of a partner.

Gen Xers (1965 – 1980) are also snapping up rental properties, accounting for 37% of CommBank’s new investment property loans throughout 2023.

Rentvesting – get into the market sooner

Rentvesting is buying property where you can afford, possibly a smaller property in a lower-cost area, and then renting where you want to live.

The CommBank data shows plenty of investors are taking this approach and it makes sense: the average investment loan size is just over $528,000 compared to $624,000 for owner occupiers.

And remember, if you purchase the right property, as an investor you could expect to earn rental income. That’s extra cash for loan repayments.

In this way, rentvesting could be an opportunity to get started on the property ladder sooner rather than later, without having to make too many lifestyle sacrifices. As the investment property grows in value over time, it can become the stepping stone to buy an owner-occupied home.

The market seems attractive for investors right now

The property market offers plenty of appeal to investors right now.

Rental vacancy rates are at a record low of just 0.7% nationally. Property listings have increased in most cities, giving buyers more choice, and the past 12 months have seen rents skyrocket 11.4% across our state capitals.

Add in growing expectations that interest rates will start to fall later this year, and CoreLogic says it’s likely that property values will continue to rise, giving those who buy today the potential to notch up handy capital gains.

Are you ready to become a property investor?

Talk to us today to find out how much you could borrow, and your likely loan repayments. It could help you become a property investor sooner!

Disclaimer: The content of this article is general in nature and is presented for informative purposes. It is not intended to constitute tax or financial advice, whether general or personal nor is it intended to imply any recommendation or opinion about a financial product. It does not take into consideration your personal situation and may not be relevant to circumstances. Before taking any action, consider your own particular circumstances and seek professional advice. This content is protected by copyright laws and various other intellectual property laws. It is not to be modified, reproduced or republished without prior written consent.

Ready to get started?

Get expert home loan advice.

Fill out your details below and we’ll find your best finance solution today. It’s Free!

Thank you! We'll get back to you soon!
Oops! Something went wrong while submitting the form.